债权众筹

（Lending-based crowd-funding）

投资者对项目或公司进行投资，获得其一定比例的债权，未来获取利息收益并收回本金（我给你钱你之后还我本金和利息）

回报众筹

（Reward-based crowd-funding）

投资者对项目或公司进行投资，获得产品或服务（我给你钱你给我产品或服务）

股权众筹

（Equity-based crowd-funding）

投资者对项目或公司进行投资，获得其一定比例的股权（我给你钱你给我公司股份）

捐赠众筹

（Donate-based crowd-funding）

投资者对项目或公司进行无偿捐赠（我给你钱你什么都不用给我）

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